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Ah, to be a first-time home buyer again: How easy it was to buy a home when you weren’t carrying another mortgage on your back!

“Down payment”: It’s amazing that these two little words have such a profound influence on your home ownership process—and your life! Ask most people what

One of the most basic equations you can use to figure out home affordability is your debt-to-income ratio. This is essentially a way for you

Your mortgage isn’t the only cost that goes along with buying a home. You’ll also be responsible for purchasing a homeowners insurance policy and paying

Typically, when your offer is accepted, the seller expects you to pony up a deposit as a sign of good faith. This earnest money is

Once you find a home you love, the next step is to make an offer. If you’re represented by a real estate agent, this is

When buying a home, cash is king, but most folks don’t have hundreds of thousands of dollars lying in the bank. Of course, that’s why